Remember to Embed Your Out-of-Pocket-Maximums for 2016
Six years after the Affordable Care Act (ACA) was passed into law, employers are still addressing ACA requirements by modifying their benefit plan to meet pending mandates. Employers preparing for the...
View ArticleFinal ACA Regulations: Summary of Benefits and Coverage and Uniform Glossary
One of the primary goals of the Affordable Care Act (ACA) was to improve access to affordable health care for all Americans. As a strategy to achieve this goal, the Federal Government acknowledged that...
View ArticleThe Cost-Saving Potential of Consumer-Driven Health Plans
Over the past several years, an increasing number of employers have been adopting consumer-driven health plans (CDHP) as part of a strategy to encourage a behavior of consumerism among enrolled...
View ArticleHow Integrating Benefits with an Expert Administrator Can Save Significant...
As the health care industry continues to be refined by the complexities of the Affordable Care Act (ACA), trends toward narrow networks and accountable care organizations (ACOs), and the pressures of...
View ArticleCatastrophic Conditions and the Benefits of Stop Loss Protection
A self-funded employee benefit plan offers customization and flexibility that inherently allow an employer to directly manage the overall costs of its plan. Such elements as case management, proper...
View ArticleSix Advantages of Self-funding Your Employee Benefit Plan
According to the Kaiser Family Foundation’s 2014 Employer Health Benefits Survey, more employers are self-funding their employee benefits, and that number has been on the rise. According to Kaiser, 15...
View Article2016 Open Enrollment Reminders for Employers
Open enrollment season is already upon us. This year, make sure your health benefit plan is fully-compliant with 2016 regulations, and form a plan to effectively communicate plan changes and open...
View ArticleA CFO’s Guide to Making Benefit Plan Determinations
What Questions Should You be Asking? Employee benefits are one of the most significant bottom line costs for any organization. Chief financial officers play an essential role in determining what...
View ArticleMore Large Employers Self-funding Pharmacy Benefit Plans
According to a recent survey conducted by United Benefit Advisors (UBA), more large employers are selecting to self-fund their prescription drug benefit plans. According to the survey, an increasing...
View ArticleHHS Announces 2017 Out-of-Pocket Maximums
The Department of Health and Human Services (HHS) has announced the 2017 out-of-pocket maximums applicable to self-funded and fully insured employer health plans. The maximums for 2017 have been set as...
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